Mastering AML/BSA Compliance
Mastering AML/BSA Compliance: From Fundamentals to High-Risk Transactions
This full-day, instructor-led training provides a comprehensive and practical approach to Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance program. Designed for financial professionals, auditors, and compliance officers, the course covers both foundational regulatory requirements and advanced risk detection strategies.
Participants will gain actionable insights into suspicious activity reporting, red flag identification, and enhanced due diligence protocols—preparing them for real-world compliance challenges and regulatory scrutiny.
What You’ll Learn
Core components of AML/BSA programs: SARs, CTRs, CIP, CDD, and EDD
Identification of red flags and high-risk transaction patterns
Risk-based approaches to customer profiling and transaction monitoring
Documentation and internal controls for audit and regulatory review
Enforcement trends and case studies from FinCEN, FFIEC, and OFAC
Practical escalation protocols and reporting strategies
Who Should Attend
Compliance Officers and AML Analysts
Internal Auditors and Risk Managers
Branch Managers and Operations Staff
Broker-Dealer and Financial Services Professionals
Anyone preparing for regulatory inspections or building defensible compliance programs
Authoritative Sources
Bank Secrecy Act (BSA) and USA PATRIOT Act
FinCEN Guidance and Advisory Notices
FFIEC BSA/AML Examination Manual
OFAC Sanctions Programs
Recent enforcement actions and case studies
Emerging AML technologies and automation practices
Ready to strengthen your AML/BSA compliance program and earn 8 CPE credits?
Reserve your seat today for this in-person, hands-on training designed for professionals who need to detect red flags, manage high-risk transactions, and prepare for regulatory scrutiny.
Secure your registration now and walk away with actionable tools, inspection-ready documentation, and a certificate of completion backed by authoritative guidance.
Details on Event Presentation
The sessions will be as follows:
Wednesday – 9:00 a.m. to 5:00 p.m.
We can schedule private courses on internal audit on your timetable for two or more attendees.
NASBA Program Disclosure
Program Level of Understanding: Basic
Prerequisites: None
Advance Preparation: None
Delivery Format: On-site Training (Group-Live); Seminar (Group-Live)
NASBA Field(s) of Study: AuditingCPE Credits: 8, based on 50 minutes of instruction per hour
CPE Event Highlights
CPE Event Highlights
Join us for a full-day, hands-on workshop designed to equip financial professionals with the knowledge and tools to build, assess, and defend a robust AML/BSA compliance program. This event combines foundational regulatory training with advanced risk detection strategies, offering practical insights for audit, operations, and compliance teams.
What You’ll Learn:
- Core components of the Bank Secrecy Act and Anti-Money Laundering framework
- How to identify and respond to red flags and high-risk transaction patterns
- Best practices for SARs, CTRs, customer due diligence, and enhanced due diligence
- Real-world case studies and enforcement trends to sharpen risk awareness
- Documentation and internal control strategies to support audit and regulatory review
Who Should Attend:
- Compliance Officers and AML Analysts
- Internal Auditors and Risk Managers
- Operations and Branch Managers
- Broker-Dealer and Financial Services Professionals
- Anyone preparing for regulatory inspections or building defensible compliance programs
Format & Materials:
- Interactive presentations with real-world examples
- Examples of using AI tools within the BSA/AML function
- Scenario-based exercises and group discussions
- Compliance-grade learner guides and audit trail documentation
- Certificate of Completion and 8 CPE credits awarded
Learning Objectives
By the end of this session, participants will be able to:
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Explain the core purpose and regulatory framework of the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements, including key provisions, enforcement agencies, and institutional obligations.
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Identify and describe the primary components of a compliant AML/BSA program, including Customer Identification Programs (CIP), Customer Due Diligence (CDD), Suspicious Activity Reports (SARs), and Currency Transaction Reports (CTRs).
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Recognize common red flags and high-risk indicators associated with money laundering, terrorist financing, and other illicit financial activities, using real-world examples and typologies.
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Apply risk-based approaches to transaction monitoring, customer profiling, and enhanced due diligence (EDD) for high-risk customers, industries, and geographies.
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Evaluate internal controls, audit trails, and documentation practices that support regulatory inspections, enforcement actions, and independent testing.
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Interpret recent enforcement trends, penalties, and case studies to understand how institutions can strengthen compliance and avoid reputational and financial harm.
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Demonstrate how to escalate and report suspicious activity effectively, ensuring alignment with FinCEN guidance and institutional protocols.
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Engage in scenario-based exercises to reinforce detection, decision-making, and documentation skills, preparing participants for real-world compliance challenges.
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Key Issues on the Agenda
Mastering AML/BSA Compliance: From Fundamentals to High-Risk Transactions
8:45 – 9:00 AM Registration & Welcome – Check-in, materials distribution, overview of objectives
9:00 AM BSA/AML Foundations: Legal Framework & Core Requirements – BSA history, USA PATRIOT Act, SARs, CTRs, CIP/CDD
9:30 AM Building a Compliant AML Program – Risk-based approach, internal controls, governance
10:30 – 10:45 AM Break
10:45 AM Red Flags & High-Risk Transactions – Typologies, behavioral indicators, case examples
12:00 – 12:45 PM Lunch Break – Networking and informal discussion
12:45 PM Enhanced Due Diligence & Escalation Protocols – EDD triggers, escalation paths, documentation
2:15 PM Enforcement Trends & Case Studies – Recent penalties, lessons learned, audit insights
3:15 – 3:30 PM Break
3:30 PM Scenario-Based Exercises & Group Discussion – Interactive learning, real-world application
4:30 – 4:45 PM Wrap-Up, Q&A, and Final review, feedback
Summary of the Subject Matter
This full-day, 8 CPE in-person training provides a comprehensive overview of the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance requirements, with a focus on practical application, risk detection, and regulatory readiness.
Participants will explore the foundational elements of a compliant AML/BSA program—including SARs, CTRs, CIP, and CDD—while gaining insight into red flags, high-risk transactions, and enforcement trends.
Through interactive exercises, AI demostrations and real-world case studies, attendees will strengthen their ability to identify suspicious activity, apply enhanced due diligence protocols, and support audit-ready documentation.
The course is designed for professionals seeking actionable strategies to meet regulatory expectations and defend their compliance programs under scrutiny.
Authoritative Sources
Authoritative Sources
This training draws upon a comprehensive set of regulatory, enforcement, and industry guidance documents to ensure participants receive accurate, actionable, and inspection-ready instruction. Key sources include:
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Bank Secrecy Act (BSA) and USA PATRIOT Act Foundational legislation governing anti-money laundering obligations, customer identification, and suspicious activity reporting.
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FinCEN Guidance and Advisory Notices Including SAR filing instructions, geographic targeting orders, and red flag typologies for financial institutions.
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FFIEC BSA/AML Examination Manual The primary reference for examiners and institutions, detailing program expectations, risk assessments, and control testing.
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Office of Foreign Assets Control (OFAC) Sanctions Programs Guidance on screening, enforcement actions, and compliance with U.S. sanctions laws.
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Recent Enforcement Actions and Case Studies Real-world examples from regulatory agencies such as FinCEN, OCC, FDIC, and SEC, used to illustrate risk exposure and program deficiencies.
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AI and Technology Integration in AML/BSA Functions Emerging best practices for leveraging artificial intelligence and automation in transaction monitoring and risk detection.
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